TERMS AND CONDITIONS

Welcome to B. Clover Consulting Group ("Company," "we," "us," or "our").

These Terms and Conditions ("Terms") govern your use of our website located at [your website URL] ("Site"), any associated services, content, and offerings provided by BCCG.

By accessing or using this Site, you agree to comply with and be bound by these Terms.
If you do not agree, please do not use this Site or services.

Use of Site

You agree to use this Site only for lawful purposes and in accordance with these Terms.
You must not:

Use the Site in any way that violates any applicable federal, state, local, or international law.
Use the Site to impersonate BCCG or any employee, agent, or affiliate.
Engage in any activity that could disable, overburden, or impair the Site.

2. Intellectual Property Rights

All content on this Site — including but not limited to text, graphics, logos, icons, images, audio clips, video clips, downloads, and software — is the property of BCCG or its content suppliers, protected by United States and international copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works, publicly display, publicly perform, republish, download, store, or transmit any material from our Site without our prior written consent.

3. Services and Payment Terms

Use of any consulting, coaching, digital downloads, or creative services offered by BCCG is subject to additional service agreements, retainer fees, project proposals, and payment policies.
All purchases are non-refundable unless explicitly stated otherwise in writing.
For service-specific terms, please review your individual client agreement.

4. Privacy Policy

Your use of the Site is also subject to our Privacy Policy, which explains how we collect, use, and protect your information.
Please review it at https://www.bcloverconsulting.com/general-5
to understand our practices.

5. Disclaimers

BCCG provides this Site and its content "as is" and without any warranties of any kind, express or implied.
We do not guarantee the accuracy, completeness, or reliability of any information provided on the Site.
BCCG makes no guarantees regarding the results of using our services or Site.
Any testimonials or case studies are examples of individual results and are not guarantees that you will achieve the same outcomes.

6. Limitation of Liability

In no event shall BCCG, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for any damages of any kind arising out of or in connection with your use of, or inability to use, the Site or our services.

Third-Party Links

This Site may contain links to third-party websites or services.
These links are provided for your convenience only.
We do not control and are not responsible for the content, privacy policies, or practices of any third parties.

8. Changes to Terms

We reserve the right to modify these Terms at any time.
Changes will be effective immediately upon posting to the Site.
Your continued use of the Site after any changes means you accept the new Terms.

9. Governing Law

These Terms are governed by and construed under the laws of the State of Georgia, without regard to its conflict of law principles.

10. Contact Us

If you have questions or concerns about these Terms, please contact us at:
B. Clover Consulting Group
Email: hello@bcloverconsulting.com
Phone: 1.706.592.8055
Fax: 1.762.257.2521
Website: www.bcloverconsulting.com
Address: Augusta, GA 30909

11. Message and Data sharing Policy

Data Sharing: We do not share your personal or mobile information with third parties for marketing purposes.
Data Transfer: We commit not to transfer your personal data to any external organizations under any circumstances.
Unauthorized Sharing: Outline strict policies to prevent unauthorized sharing of user data.
Opt-Out Instructions: To opt out of future communications, text STOP or UNSUBSCRIBE.

12. Terms and Conditions Overview

Message Types: Users will receive promotional and informational messages.
Message Frequency: Messages will be sent weekly.
Data Rates: Message and data rates may apply.

13. Unsubscribing and Assistance

To stop receiving messages, text STOP.
For help, text HELP.

14. Strict No-Unauthorized-Sharing Policy

We maintain a strict internal policy prohibiting the unauthorized sharing, sale, or distribution of your personal data. Only authorized personnel with a legitimate business need have access to your information, and all employees and contractors are required to adhere to confidentiality agreements. Any breach of this policy is grounds for immediate disciplinary action, including termination and potential legal action.

We take data privacy seriously and implement protocols to ensure your information is treated with the highest level of care and respect.

15. Data Sharing

• Customer data is not shared with 3rd parties for promotional or marketing purposes.
• Mobile opt-in and consent are never shared with anyone for any purpose. Any information sharing that may be mentioned elsewhere in this policy excludes mobile opt-in data.

16. Messaging Terms and Conditions

By providing your phone number and agreeing to receive texts, you consent to receive text messages from B. Clover Consulting Group, from 706.592.8055 regarding account notification, customer care, delivery notification. Consent is not a condition of purchase. Message frequency varies. Message & data rates may apply. You can reply STOP to unsubscribe at any time or HELP for assistance. You can also contact us at 706.592.8055 or hello@bcloverconsulting.com. Mobile opt-in information is never shared with third parties.

17. SMS Text Messaging Consent

By providing your mobile phone number to B. Clover Creative Consulting Group, you consent to receive SMS text messages from us related to our services, promotions, updates, appointment reminders, and other relevant communications.

Your Consent Includes:

Automated and non-automated messages
Promotional and transactional messages
Messages sent using SMS or MMS technology

Message frequency may vary. Standard message and data rates may apply depending on your mobile carrier and plan.

You may opt out of SMS communications at any time by replying STOP to any message you receive. You may also request support or additional help by replying HELP or contacting us directly at 1.706.592.8055 or via email at hello@bcloverconsulting.com.

We respect your privacy. Your phone number will never be sold, rented, or shared with third parties for marketing purposes without your explicit consent.

Message and data rates may apply

Text HELP for assistance.
Text STOP or CANCEL to unsubscribe.